All small businesses, old and new, need general liability insurance. It's basic liability protection that guards against things like accidents, injuries, property damage and lawsuits.
If you use vehicles for work, you'll need commercial auto insurance to be fully covered. Personal policies don't usually cover work related incidents. You'll save up
to 5% if you combine this with General Liability!
When business insurance coverages are packaged together, it's often referred to as a Business Owners Policy. Additional coverage in a BOP might include: property, business income interruption, and professional liability.